Travel insurance is a must for any trip, regardless of what you’re doing or where you’re going. Having good cover before jetting off is one of our main tips for staying safe when travelling.
If for whatever reason something goes wrong during your trip, knowing you have travel insurance is really helpful. We experienced this first hand when Seb had to rush home for a family medical emergency. We were (thankfully!) able to make a successful claim on our travel insurance.
In some scenarios, travel insurance is not only important, but a necessary obligation, in particular for certain tourist visa applications and activities like scuba diving. Be sure to read the fine print, as some travel insurance plans do not cover scuba diving if you dive below a specified number of feet or dive without a dive master.
In the past we used to purchase our travel insurance as individuals. But since we got engaged, we regard ourselves as a family unit and completely expect others to do so as well, especially the company from which we are purchasing an insurance policy! Sadly, not all insurance companies do so, which is one of the many reasons why we believe seeking out gay friendly travel insurance companies is so important.